Insurance for classic seacraft

[BadfishToo]

Hey all, I just took possession of a rebuilt 23 Potter hull. She’s a looker and has been completely redone. Newish deck, transom, Seevee T-top, console, live well/leaning post. So... the fun part. I can only get it insured for 20k. I paid quite a bit more than that I’m going to get a surveyor to survey the vessel and report back what he thinks it’s worth. I know, I know, I should have gotten the survey beforehand, but this boat was going quick. The boats worth what I paid. Now I just have to get it insured for that. Anyone have this problem?