Boat Insurance Questions

[abl1111]

I posted awhile ago w/ regard to boat insurance and someone got back to me w/ Progressive Insurance. Progressive said they will not insure a 1975 boat.

Boat US is jerking me around saying I need a surveyor. I just got off the phone w/ one of their recommended surveyors ( who just so happens to be a family friend ), and he said that the survey usually means nothing to an insurance company - they require it, but they still will use a BUC, or NADA value of the boat w/ maybe an extra 15% on top of that.

I am into my boat for some $$$ and want it insured for the value of it based on $ invested.

Anyone have an insurance company they recommend ? Or advice on this process ? I live in New York ...

Thx,

alan