I had Progressive for years, however the Soros connection made me change to Charter Lakes three years ago. I have had no problems with them what-so-ever, however I also have not had any claims. When I moved from Progressive I told the Charter Lakes folks what coverage I had and I wanted it matched on both boats, they did and the cost was about $100 less. Now I only have the SeaCraft and they refunded me the unused premium very quickly on the other boat. On the SeaCraft my agreed value was $22k when I re-powered back in September I asked to have it upped to cover the additional value of the new engine, it's now $32k and my premium for full coverage is $595/yr.
Again.....I have had no claims ever on any of my boats. Hopefully I never do!! However if I do then we will see how good they are.
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