HOW MUCH DO YOU PAY FOR INSURANCE?

[Sleeto]

How much do you pay for insurance on your 23' SC cc? I just rec'd a price which is almost double the quote they gave me last Fall.

[MM33]

I pay about $565 a year with Boat US. That covers replacement cost of about 16k and 500k liability. I have no personal Effects coverage.
I live on Long Island, NY so rates here might be a bit higher (I think). I dont know, Maybe not as much as a warmer climate because of the season length but not too sure on that.

How much do they want and who?

thx

[MM33]

Oh, I have a 1984 CC, with a 1999, 200 HP yamaha.

[RalphD]

79 23' inboard with Allstate for 7/04 - 7/05 was $296. Don't know what renewal will be.

$15,000 cash value + $1,500 in equipment. $500,000 liability and $5,000 medical payment.

Includes discount for boating education course.

[Mark]

1971 SeaCraft 20' surveyed and valued at $38K (boat/motor/trailer). Full replacement value insured by Allstate (Stuart, FL) for $865 annually.

[stevebrownell]

Paul,

The irony....

About $365, through my homeowners, for a certain 20' I/O. Global Marine and Haggarty Marine quoted me in the mid $400's.

[Fr. Frank]

$26.50 per month, or $318 per year added to my auto policy through State Farm for my '73 Seafari 20', w/'91 Merc XR4 and '73 Chrysler 9.9 kicker, Tragic Trail tandem axle drive-on galv. trailer. $15K for the hull, trailer, & primary engine, $5K for equipment incl kicker, $5K personal effects, $10K personal medical, $5K medical per passenger w/ total medical liability of $25K, $300K liability, w/$250 deductible on hull and engine and $100 deductible on liabilities covered.
Interestingly enough, to add the boat to my State Farm homeowners insurance would have been $45 more per year. [img]/images/graemlins/confused.gif[/img] Go figure.