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  #1  
Old 04-01-2005, 05:51 AM
Sleeto Sleeto is offline
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Join Date: Aug 2004
Location: Wickford, RI
Posts: 185
Default HOW MUCH DO YOU PAY FOR INSURANCE?

How much do you pay for insurance on your 23' SC cc? I just rec'd a price which is almost double the quote they gave me last Fall.
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Paul, 1989 23' SC CC 250 hp Suzuki Four Stroke on Stainless Marine bracket
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  #2  
Old 04-01-2005, 08:30 AM
MM33 MM33 is offline
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Join Date: Mar 2004
Location: SC, Charleston
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Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

I pay about $565 a year with Boat US. That covers replacement cost of about 16k and 500k liability. I have no personal Effects coverage.
I live on Long Island, NY so rates here might be a bit higher (I think). I dont know, Maybe not as much as a warmer climate because of the season length but not too sure on that.

How much do they want and who?

thx
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MM
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  #3  
Old 04-01-2005, 08:31 AM
MM33 MM33 is offline
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Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

Oh, I have a 1984 CC, with a 1999, 200 HP yamaha.
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MM
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  #4  
Old 04-01-2005, 09:15 AM
RalphD RalphD is offline
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Location: West Deptford/Clermont, NJ
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Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

79 23' inboard with Allstate for 7/04 - 7/05 was $296. Don't know what renewal will be.

$15,000 cash value + $1,500 in equipment. $500,000 liability and $5,000 medical payment.

Includes discount for boating education course.
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  #5  
Old 04-01-2005, 10:25 AM
Mark Mark is offline
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Join Date: May 2002
Location: 80304
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Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

1971 SeaCraft 20' surveyed and valued at $38K (boat/motor/trailer). Full replacement value insured by Allstate (Stuart, FL) for $865 annually.
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  #6  
Old 04-01-2005, 10:33 AM
stevebrownell stevebrownell is offline
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Join Date: Dec 2004
Location: Pembroke, MA
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Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

Paul,

The irony....

About $365, through my homeowners, for a certain 20' I/O. Global Marine and Haggarty Marine quoted me in the mid $400's.
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  #7  
Old 04-02-2005, 06:17 PM
Fr. Frank Fr. Frank is offline
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Join Date: Oct 2003
Location: Shalimar, Florida
Posts: 2,265
Default Re: HOW MUCH DO YOU PAY FOR INSURANCE?

$26.50 per month, or $318 per year added to my auto policy through State Farm for my '73 Seafari 20', w/'91 Merc XR4 and '73 Chrysler 9.9 kicker, Tragic Trail tandem axle drive-on galv. trailer. $15K for the hull, trailer, & primary engine, $5K for equipment incl kicker, $5K personal effects, $10K personal medical, $5K medical per passenger w/ total medical liability of $25K, $300K liability, w/$250 deductible on hull and engine and $100 deductible on liabilities covered.
Interestingly enough, to add the boat to my State Farm homeowners insurance would have been $45 more per year. [img]/images/graemlins/confused.gif[/img] Go figure.
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Common Sense is learning from your mistakes. Wisdom is learning from the other guy's mistakes.

Fr. Frank says:
Jesus liked fishing, too. He even walked on water to get to the boat!

Currently without a SeaCraft
(2) Pompano 12' fishing kayaks
'73 Cobia 18' prototype "Casting Skiff", 70hp Mercury
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